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Workers’ comp that runs on your payroll

Fingercheck offers two ways to manage workers’ compensation: pay-as-you-go Workers’ Comp Insurance through Fingercheck, or Workers’ Comp Integration Services that connect your current carrier to your payroll. Either way, premiums are calculated from actual wages, not annual estimates.

simple and easy

Integrated payroll & Workers’ Comp

Pay premiums based on actual wages, not estimates, with our integrated workers’ compensation solutions.
Save more, spend less

Save more, spend less

With pay-as-you-go, you pay for what you need and keep more in your pocket.

Eliminate upfront costs

Eliminate upfront costs

No large down payments, installment fees or unexpected year-end surprises.

Pay by job classification

Pay by job classification

Great for employees who split time between the office and a job site. 

Reduce your audit risk

Reduce your audit risk

If you’re ever audited, we handle it all on your behalf, from process to paperwork.

Keep budgets on track

Keep budgets on track

Eliminate guesswork and keep your business on the path to success.

Which option fits your business?

See below to figure out which option is right for you.

Your situation
Your fit
You need workers’ comp coverage
Workers’ Comp Insurance
You want to end upfront deposits and year-end audit adjustments
Workers’ Comp Insurance
You want audits handled for you
Workers’ Comp Insurance
You already have coverage you want to keep
Workers’ Comp Integration Services
You want automated premium reporting to your current carrier
Workers’ Comp Integration Services
You want pay-as-you-go billing with the carrier you have
Workers’ Comp Integration Services
From Punch In To Payday, All in One Place

Automate your payroll & HR today

how it works

How pay-as-you-go workers’ comp works

Talk to Sales

Run payroll

Run payroll
  • Every payroll run in Fingercheck captures actual wages and hours for every employee.

Premiums calculate automatically

Premiums calculate automatically
  • Premiums are based on real wages and job classification codes, not a start-of-year estimate.

Pay per period

Pay per period
  • Small, accurate payments each pay cycle keep cash in your business instead of parked in a deposit.

Year-end stays quiet

Year-end stays quiet
  • Because you paid on actual wages all year, audit adjustments shrink. On Fingercheck coverage, we handle the audit itself.

Workers’ Comp FAQs

What is pay-as-you-go workers’ comp?
What is the difference between Workers’ Comp Insurance and Workers’ Comp Integration Services?
Can I keep my current workers’ comp carrier and still use Fingercheck?
Does Fingercheck handle workers’ comp audits?
How are pay-as-you-go workers’ comp premiums calculated?
How is pay-as-you-go different from a traditional annual workers’ comp policy?
Who is pay-as-you-go workers’ comp best suited for?
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