Earned wage access
Provide your workforce with greater financial control and flexibility.
Pay On-Demand
Increase employee retention and productivity
Create better business outcomes with earned wage access.
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No extra work or costs
Pay On-Demand is included in all of our payroll plans. We do all the work, and there are no extra costs for employers.
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More financial flexibility
No more waiting for paychecks. Employees can request up to 50% of their earned wages ahead of payday.
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Better financial wellness
Employees get more financial control. So they can avoid late fees and better manage their cash flow.
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Easier budgeting
With Pay On-Demand, employees can build better budgets, plan for expenses, and prepare for unexpected events.
ESHYFT and Fingercheck Join Forces to Disrupt The Traditional Payroll Cycle
“Pay On-Demand is our most requested feature – through our partnership with Fingercheck, our nurses have more control and greater financial flexibility. It’s about giving them the freedom to access their hard-earned wages whenever they need it.”
Employees love it!
Earned Wage Access: a proven path to happier and more productive employees
of employees say access to their earned wages helps them pay their bills on time and avoid late fees.
of employees say access to their earned wages has helped reduce their financial stress.
of employees say access to their earned wages has helped them avoid taking out a payday loan.
Source: Forbes (2022) - Small Business: How Earned Wage Access Can Upend Predatory Lending and Build Employee Financial Wellness
Maryland LPN ESHYFT
Michigan CNA ESHYFT
Pay On-Demand FAQs
What is Pay On-Demand?
Pay On-Demand is Fingercheck's Earned Wage Access (EWA) solution. It offers employees access to their already-earned wages ahead of payday.
How do I know if my plan has Pay On-Demand?
Pay On-Demand is included with Small Business Starter, Fingercheck 360 and Fingercheck 360 Plus.
Are there extra costs for my business if I offer Pay On-Demand?
No. All Fingercheck payroll plans include Pay On-Demand. Fingercheck pays the requested amount from our balance sheet. Then, when payday arrives, we reconcile the amount from your account. There are no extra costs or work associated with Pay On-Demand – employees are responsible for the $2.99 fee for each transaction.
How do I activate this for my business?
Activating Pay On-Demand for employers is easy and can be completed online or using the Fingercheck app.
Detailed steps can be found here.
How do my employees enroll?
Applying for Pay On-Demand is easy and can be completed online or using the Fingercheck app.
Detailed steps can be found here.
How quickly are funds made available?
If your employees use the Fingercheck PayCard, funds are available in minutes. If they use ACH direct deposit, funds are available by the next business day.