Make payday anyday with
Pay On-Demand
Give your employees seamless access to their earned wages—whenever they need them.
Staffing stability for your business
Financial flexibility for your workforce
Alleviate financial stress and boost your team’s productivity.
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No extra work or costs
Pay On-Demand is added-value for businesses. We do all the work, with no extra costs.
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Increase morale
Keep your team motivated and productive while promoting financial wellness.
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Offer payday flexibility
Give your employees the option to get paid right after their shift.
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Stay competitive
Retain your team, reduce turnover and attract top talent.
Michigan CNA ESHYFT
Maryland LPN ESHYFT
Pay On-Demand just makes sense
A win-win for businesses and employees
Pay On-Demand benefits
For businesses
For employees
Break traditional payroll cycles
Employees can access 50% of their earned wages instantly via PayCard or next-day via ACH, even right after their shift
Reduces financial stress among employees, leading to increased productivity and retention.
Employees get financial flexibility without waiting for payday.
Improve employee financial wellness
Reduce reliance on payday loans and overdraft fees.
Provide a flexible payday benefit at no extra cost to your business.
Helps employees cover unexpected expenses without high-interest loans.
Boost employee retention
Pay On-Demand helps employees feel financially supported and valued.
Reduces turnover by increasing employee loyalty and job satisfaction.
Employees stay longer at companies that offer financial wellness benefits.
Attracts top talent
Offering Pay On-Demand makes businesses more competitive in the job market.
Helps businesses stand out by offering sought-after financial benefits.
Job seekers are more likely to choose employers that provide wage flexibility.
No accounts or credit checks required
After two successful payrolls, businesses using Fingercheck are eligible for Pay On-Demand (included as adde-value on all payroll plans). No employee qualifications or new accounts required.
Simplifies payroll administration—no need to manage third-party accounts or financial products.
Employees can access their wages hassle-free, without impacting credit scores.
Already integrated with your payroll
Pay On-Demand is built into Fingercheck’s payroll system with no additional coding or complex setup.
No disruptions to payroll operations; easy activation within the existing payroll process.
Employees receive their wages through a system they already trust and use.
Compliance handled automatically
Fingercheck ensures all necessary tax deductions and payroll compliance are maintained.
No compliance headaches—Fingercheck manages deductions automatically.
Employees can access wages without worrying about tax issues.
Secure & reliable
Fingercheck is SOC-2 compliant, ensuring employee data remains protected at all times.
Peace of mind knowing payroll and employee information is secure.
Employees can trust their sensitive payroll data is handled safely.
4.8 rating
G2 Award - Top 50 HR Products
Top 10 HR Platform
Pay On-Demand is included with all Fingercheck payroll plans
no implementation or downtime required. Employers can easily offer POD through the app and employees can request it whenever they have earned wages available. Simple as that!
Earned Wage Access Resources
Read about the latest insights on financial flexibility, employee wellness, and workforce management solutions
Employees love it!
Earned Wage Access: a proven path to happier and more productive employees
of employees say access to their earned wages helps them pay their bills on time and avoid late fees.
of employees say access to their earned wages has helped reduce their financial stress.
of employees say access to their earned wages has helped them avoid taking out a payday loan.
Source: Forbes (2022) - Small Business: How Earned Wage Access Can Upend Predatory Lending and Build Employee Financial Wellness
Pay On-Demand FAQs
What is Pay On-Demand?
Pay On-Demand is Fingercheck's Earned Wage Access (EWA) solution. It offers employees access to their already-earned wages ahead of payday.
How do I know if my plan has Pay On-Demand?
Pay On-Demand is included Fingercheck's 360 and 360 Plus plans.
Are there extra costs for my business if I offer Pay On-Demand?
No. All Fingercheck payroll plans include Pay On-Demand. Fingercheck pays the requested amount from our balance sheet. Then, when payday arrives, we reconcile the amount from your account. There are no extra costs or work associated with Pay On-Demand – employees are responsible for the $2.99 fee for each transaction.
How do I activate this for my business?
Activating Pay On-Demand for employers is easy and can be completed online or using the Fingercheck app.
Detailed steps can be found here.
How do my employees enroll?
Applying for Pay On-Demand is easy and can be completed online or using the Fingercheck app.
Detailed steps can be found here.
How quickly are funds made available?
If your employees use the Fingercheck PayCard, funds are available in minutes. If they use ACH direct deposit, funds are available by the next business day.