The best employee benefit for hourly and shift workers

Hourly and deskless workers often face unique challenges when it comes to managing their finances. Unlike salaried employees, they don’t always have the predictability of a fixed income, making it harder to plan for bills, unexpected expenses, or emergencies.

Earned Wage Access (EWA) offers a powerful solution that can improve financial well-being for these workers, providing them with more financial control, regardless of their pay structure.

For hourly workers, the uncertainty of income from week to week can be daunting. If shifts change or work hours are inconsistent, it can be difficult to manage day-to-day expenses while waiting for a traditional payday. With EWA, hourly workers can access their wages as soon as they complete their shifts, giving them immediate access to money they’ve already earned.

This added flexibility helps cover bills or unexpected emergencies without having to resort to predatory payday loans or high-interest credit.

Deskless workers—those who work on the frontlines in industries like retail, construction, healthcare, or transportation—often face the same challenges.

Many are paid on an hourly basis and have varying, often seasonal schedules. EWA helps bridge the gap, offering a sense of financial security that a traditional payroll system can’t offer. By giving deskless workers access to earned wages, companies can help reduce the stress that often comes with managing cash flow, leading to greater productivity and job satisfaction. 

These industries also see a higher rate of turnover, so prioritizing financial flexibility can be a great way to improve employee retention and hiring efforts. When workers feel supported and valued, especially through financial benefits like EWA, they’re more likely to stay with a company.

In an industry where employee turnover can be high, offering earned wage access shows that employers are committed to improving the lives of their workers—ultimately creating a loyal and motivated workforce.

Earned wage access is more than just a benefit—it’s a crucial tool for supporting hourly and deskless workers in 2025. By implementing EWA, businesses are not only enhancing the financial well-being of their employees but also creating a happier, more effective workforce. In an age where work-life balance and financial wellness are increasingly important, earned wage access is a worthy benefit that truly advances the whole team.

Ready to offer your employees earned wage access?

By adopting Pay On-Demand, you create a more supportive, productive workplace for your employees, while benefiting your bottom line. Plus, with features like PayCards and Next Day Pay, you can offer your team even more financial freedom. If you’re ready to enhance your payroll offerings and give your employees the flexibility they deserve, talk to the Fingercheck team today.