Reduce turnover with flexible payday options
Instant access to earned wages with zero payroll burden
Staffing stability for your business
Your workers get paid right after their shift
Alleviate financial stress and boost your team’s productivity.
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No extra work or costs
Pay On-Demand is added-value for businesses. We do all the work, with no extra costs.
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Increase morale
Keep your team motivated and productive while promoting financial wellness.
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Offer payday flexibility
Give your employees the option to get paid right after their shift.
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Stay competitive
Retain your team, reduce turnover and attract top talent.
4.8 rating
G2 Award - Top 50 HR Products
Top 10 HR Platform
Michigan CNA ESHYFT
Maryland LPN ESHYFT
How Pay On-Demand helps small businesses and employees
How it works for your business
Your employees’ approved hours are converted into available earned wages. When they need money, they can access a portion of what they’ve earned, and we handle all the details through your regular payroll – no extra work for you.
Benefits
Why it matters for your business
Build loyalty and reduce turnover
Offering flexible pay shows you care—helping you attract talent and reduce turnover.
Zero impact on your cash flow
Funds are advanced by Fingercheck, so your cash flow and payroll stays on track.
Hire faster with flexible payday benefits
Stand out from other employers with a modern, on-demand benefit that job seekers want.
Seamless process
Pay On-Demand is an added value feature for businesses. Fully integrated—no extra systems, no extra admin.
Reduce emergency pay requests
Help employees bridge gaps between paychecks—without resorting to payday loans or high-interest credit cards.
Employees love it!
Earned Wage Access: a proven path to happier and more productive employees
of employees say access to their earned wages helps them pay their bills on time and avoid late fees.
of employees say access to their earned wages has helped reduce their financial stress.
of employees say access to their earned wages has helped them avoid taking out a payday loan.
Source: Forbes (2022) - Small Business: How Earned Wage Access Can Upend Predatory Lending and Build Employee Financial Wellness
Resources on earned waged access and instant pay options
Learn how flexible payday benefits can help your business attract talent, reduce turnover, and support your team’s financial wellness.
Pay On-Demand FAQs
What is Pay On-Demand?
Pay On-Demand is Fingercheck's Earned Wage Access (EWA) solution. It offers employees access to their already-earned wages ahead of payday.
How do I know if my plan has Pay On-Demand?
Pay On-Demand is included Fingercheck's 360 and 360 Plus plans.
Are there extra costs for my business if I offer Pay On-Demand?
No. All Fingercheck payroll plans include Pay On-Demand. Fingercheck pays the requested amount from our balance sheet. Then, when payday arrives, we reconcile the amount from your account. There are no extra costs or work associated with Pay On-Demand – employees are responsible for the $2.99 fee for each transaction.
How do I activate this for my business?
Activating Pay On-Demand for employers is easy and can be completed online or using the Fingercheck app.
Detailed steps can be found here.
How do my employees enroll?
Applying for Pay On-Demand is easy and can be completed online or using the Fingercheck app.
Detailed steps can be found here.
How quickly are funds made available?
If your employees use the Fingercheck PayCard, funds are available in minutes. If they use ACH direct deposit, funds are available by the next business day.