Mississippi Payroll & Paycheck Tax Calculator
Running payroll in Mississippi shouldn’t feel like getting lost on the Natchez Trace. From Jackson to Biloxi, our Mississippi Payroll Tax Calculator helps you handle income tax, unemployment insurance, and withholdings as smoothly as a Southern drawl. Whether you’re paying hourly staff or salaried pros, you can calculate taxes, deductions, and take-home pay in minutes.
Mississippi Payroll Tax Steps
Mississippi combines straightforward state taxes with a few unique requirements. Here’s how to manage your payroll confidently from registration to reporting.
Here are some key steps you’ll have to take to make smarter payroll decisions.
Step #1: Register with Mississippi Department of Revenue and Department of Employment Security
Before running payroll, register with the Mississippi Department of Revenue (DOR) for income tax withholding and the Mississippi Department of Employment Security (MDES) for unemployment insurance (UI).
Both registrations can be completed online via the Taxpayer Access Point (TAP) and the MDES Employer Portal.
New employers pay 1.0%–1.2% unemployment tax on the first $14,000 of each employee’s wages, depending on industry classification
Step #2: Understand Mississippi’s Payroll Taxes
Mississippi uses a graduated state income tax system:
0% on the first $10,000 of taxable income
4% on income between $10,001 and $50,000
5% on income over $50,000
Employers must withhold based on employee Form 89-350 or W-4.
You’ll also need to handle:
Federal Income Tax (based on W-4)
FICA: 6.2% Social Security + 1.45% Medicare (employer match required)
FUTA: 6.0% on first $7,000 of wages (credit reductions may apply)
Step #3: Minimum Wage & Overtime Laws
Mississippi follows federal minimum wage, currently $7.25/hour.
There’s no separate state law on overtime — the FLSA rules apply (1.5× regular pay after 40 hours per week).
Tipped employees must earn at least $2.13/hour in direct wages, and tips must bring their total pay to at least $7.25/hour.
Step #4: Pay Frequency & Final Pay
Mississippi doesn’t mandate specific pay frequencies, but most employers pay biweekly or semimonthly. The key is consistency once a schedule is set.
When employment ends, final wages must be paid by the next regular payday or within a reasonable time period — whichever comes first.
Step #5: Use Our Mississippi Payroll Calculator
Our calculator automatically applies federal and state rates, letting you:
Input gross pay, hours, and deductions
See instant take-home pay and employer costs
Account for FICA, FUTA, and state UI
No spreadsheets. No confusion. Just fast, accurate numbers for every payday.
Step #6: File Taxes and Stay Compliant
To stay compliant, employers must:
File monthly or quarterly withholding returns via TAP
Submit quarterly wage reports through the MDES Employer Portal
File annual reconciliation Form 89-140 by January 31
Report new hires within 15 days to the Mississippi New Hire Directory
Keep tax and payroll records for at least four years in case of audit.
Fingercheck and any related entities do not offer tax, accounting, or legal advice. This content is designed for informational purposes only and should not be considered a source of tax, legal, or accounting advice. It is recommended that you consult your tax, legal, and accounting advisors before undertaking any related activities or transactions.