Reduce turnover and keep your best people longer

Give employees instant access to the wages they’ve already earned — helping you build a more reliable, motivated workforce.

Flexible & instant payout options

Fingercheck makes it simple for your team to get their earned wages fast, with payout options that fit every type of worker.

Instant to Bank

Instant to Bank
  • We offer instant bank transfers that let employees receive their earned wages right away — the fastest way to get money into their bank.

Instant to Paycard

Instant to Paycard
  • Great for employees without a bank or whose bank doesn’t support instant transfers. Funds load instantly onto a reloadable PayCard.

Standard bank transfer

Standard bank transfer
  • A simple option for anyone who prefers a traditional transfer and doesn’t mind waiting 1–2 days.

How Pay On-Demand helps small businesses and employees

    How it works for your business

    Your employees’ approved hours are converted into available earned wages. When they need money, they can access a portion of what they’ve earned, and we handle all the details through your regular payroll – no extra work for you.

    Benefits
    Why it matters for your business
    Build loyalty and reduce turnover
    Offering flexible pay shows you care—helping you attract talent and reduce turnover.
    Net pay accuracy for your employees
    Net Pay shows employees their real, usable wages after taxes and deductions—so they can plan with confidence.
    Zero impact on your cash flow
    Funds are advanced by Fingercheck, so your cash flow and payroll stays on track.
    Hire faster with flexible payday benefits
    Stand out from other employers with a modern, on-demand benefit that job seekers want.
    Seamless process
    Pay On-Demand is an added value feature for businesses. Fully integrated—no extra systems, no extra admin.
    Reduce emergency pay requests
    Help employees bridge gaps between paychecks—without resorting to payday loans or high-interest credit cards.
    From Punch-In To Payday-All In One Place

    Automate your payroll & HR today

    G2

    G2

    4.8 rating

    Best Software

    Best Software

    G2 Award – Top 50 HR Products

    Tekpon

    Tekpon

    Top 10 HR Platform

    Employees love it!

    Employees love it!

    Earned Wage Access: a proven path to happier and more productive employees

    78%

    78%

    of employees say access to their earned wages helps them pay their bills on time and avoid late fees.

    74%

    74%

    of employees say access to their earned wages has helped reduce their financial stress.

    70%

    70%

    of employees say access to their earned wages has helped them avoid taking out a payday loan.

    Source: Forbes (2022) – Small Business: How Earned Wage Access Can Upend Predatory Lending and Build Employee Financial Wellness

    Pay On-Demand FAQs

    What is Pay On-Demand?
    How do I know if my plan has Pay On-Demand?
    Are there extra costs for my business if I offer Pay On-Demand?
    How do I activate this for my business?
    How do my employees enroll?
    How quickly are funds made available?

    Resources on earned waged access and instant pay options

    Learn how flexible payday benefits can help your business attract talent, reduce turnover, and support your team’s financial wellness.

    5 ways Earned Wage Access can solve your payroll challenges

    Why small businesses are ditching “payday”

    The evolution of Earned Wage Access