Reduce turnover and keep your best people longer
Give employees instant access to the wages they’ve already earned — helping you build a more reliable, motivated workforce.
A modern pay experience your employees will love
Your workers get paid right after their shift
A happier workforce shows up more consistently, picks up more shifts, and stays with your business longer.
-
Decrease turnover
Employees stay longer when they can access their earnings instantly.
-
Improve attendance
Financial flexibility reduces no-shows and encourages workers to pick up more shifts.
-
Remove payday headaches
Employees access earned wages whenever they need them — no more one-off requests or payroll interruptions.
-
Zero impact on your cash flow
We float the funds, automate the process, and keep everything inside the same app.
Flexible & instant payout options
Fingercheck makes it simple for your team to get their earned wages fast, with payout options that fit every type of worker.
We offer instant bank transfers that let employees receive their earned wages right away — the fastest way to get money into their bank.
Great for employees without a bank or whose bank doesn’t support instant transfers. Funds load instantly onto a reloadable PayCard.
A simple option for anyone who prefers a traditional transfer and doesn’t mind waiting 1–2 days.
How Pay On-Demand helps small businesses and employees
How it works for your business
Your employees’ approved hours are converted into available earned wages. When they need money, they can access a portion of what they’ve earned, and we handle all the details through your regular payroll – no extra work for you.
Benefits
Why it matters for your business
Build loyalty and reduce turnover
Offering flexible pay shows you care—helping you attract talent and reduce turnover.
Net pay accuracy for your employees
Net Pay shows employees their true available wages after taxes, deductions, and garnishments — no confusing guesses.
Zero impact on your cash flow
Funds are advanced by Fingercheck, so your cash flow and payroll stays on track.
Hire faster with flexible payday benefits
Stand out from other employers with a modern, on-demand benefit that job seekers want.
Seamless process
Pay On-Demand is an added value feature for businesses. Fully integrated—no extra systems, no extra admin.
Reduce emergency pay requests
Help employees bridge gaps between paychecks—without resorting to payday loans or high-interest credit cards.
Automate your payroll & HR today
4.8 rating
G2 Award - Top 50 HR Products
Top 10 HR Platform
Employees love it!
Earned Wage Access: a proven path to happier and more productive employees
of employees say access to their earned wages helps them pay their bills on time and avoid late fees.
of employees say access to their earned wages has helped reduce their financial stress.
of employees say access to their earned wages has helped them avoid taking out a payday loan.
Source: Forbes (2022) - Small Business: How Earned Wage Access Can Upend Predatory Lending and Build Employee Financial Wellness
Pay On-Demand FAQs
What is Pay On-Demand?
Pay On-Demand is Fingercheck's Earned Wage Access (EWA) solution. It offers employees access to their already-earned wages ahead of payday.
How do I know if my plan has Pay On-Demand?
Are there extra costs for my business if I offer Pay On-Demand?
How do I activate this for my business?
How do my employees enroll?
How quickly are funds made available?
Resources on earned waged access and instant pay options
Learn how flexible payday benefits can help your business attract talent, reduce turnover, and support your team’s financial wellness.