Pay On-Demand

Build a more reliable, motivated workforce with instant earned wage access.

The perks of Pay On-Demand

The perks of Pay On-Demand

OFFER More optionS

Solutions for every workforce and wallet

Financial flexibility looks different for everyone. Let your team choose their own payday path.

Instant to Bank

Instant to Bank
  • Offer instant, no-cost bank transfers so your employees can receive their earned wages right away.

Instant to PayCard

Instant to PayCard
  • Funds load onto a reloadable PayCard. Great for unbanked workers or banks that don’t support instant transfers.

Standard bank transfer

Standard bank transfer
  • A simple option for anyone who prefers a traditional transfer. Funds reach their bank account in 1–2 days.
From Punch To Payday, All In One Place

Automate your payroll today

no risk, all reward

Better for you and your team

    78%

    78%

    Employees who say access to earned wages helps pay bills on time and avoid late fees.

    74%

    74%

    Employees who say access to earned wages helps reduce their financial stress.

    70%

    70%

    Employees who say access to earned wages helps avoid predatory payday loans.

    Source: Forbes (2022) — Small Business: How Earned Wage Access Can Upend Predatory Lending and Build Employee Financial Wellness

    Benefits
    Why it matters for your business
    Build loyalty and reduce turnover
    Offering flexible pay attracts talent and reduces turnover.
    Improve net pay accuracy
    Show employees their real, usable wages after taxes and deductions.
    Zero impact on your cash flow
    Fingercheck fronts the funds, so your cash flow and payroll stay on track.
    Hire faster with flexible benefits
    Stand out with a modern, on-demand benefit that job seekers want.
    Seamless payment process
    Fully integrated system means no extra costs, systems, or admin.
    Reduce emergency pay requests
    Help workers bridge gaps without payday loans or high-interest credit cards.

    Pay On-Demand FAQs

    What is Pay On-Demand?
    How do I know if my plan has Pay On-Demand?
    Are there extra costs if I offer Pay On-Demand?
    How do I activate this for my business?
    How do my employees enroll?
    How quickly are funds made available?