Rhode Island Payroll & Paycheck Tax Calculator
Running payroll in Rhode Island doesn’t have to feel like navigating a stormy sea. Our calculator helps you stay on course, handling state income tax, unemployment insurance, and Temporary Disability Insurance (TDI) all in one place.
Â
Rhode Island Payroll Tax Steps
Rhode Island’s compact size comes with complex payroll rules. Our calculator keeps it simple and compliant — so you can focus on your business, not bureaucracy.
Here are some key steps you’ll have to take to make smarter payroll decisions.
Step #1: Register with Division of Taxation and Department of Labor & Training
Register for income tax withholding with the Rhode Island Division of Taxation and for unemployment insurance with the Department of Labor & Training (DLT).
Employers also handle TDI contributions deducted from employee wages.
Step #2: Understand Rhode Island’s Payroll Taxes
State income tax: 3.75%–5.99%
TDI contribution: 1.2% of wages (employee-paid)
UI new employer rate: 1.19% on first $28,200 of wages
Step #3: Wage & Overtime Laws
Minimum wage: $15/hour (2025) Overtime applies after 40 hours per week at 1.5× the regular rate.
Step #4: Pay Frequency & Final Pay
Pay frequency can be weekly or biweekly.
Final wages must be paid on the next regular payday after termination.
Step #5: Use Our Rhode Island Payroll Calculator
Our calculator makes Rhode Island payroll easy — automatically applying TDI, UI, and income tax rates so you can see exact deductions and net pay instantly.
Step #6: File Reports and Stay Compliant
File quarterly wage reports via DLT Employer Tax Portal
Submit withholding returns via Division of Taxation online
Reconcile annually using Form RI-W3
Fingercheck and any related entities do not offer tax, accounting, or legal advice. This content is designed for informational purposes only and should not be considered a source of tax, legal, or accounting advice. It is recommended that you consult your tax, legal, and accounting advisors before undertaking any related activities or transactions.