Rhode Island Payroll & Paycheck Tax Calculator
Running payroll in Rhode Island doesn’t have to feel like navigating a stormy sea. Our calculator helps you stay on course, handling state income tax, unemployment insurance, and Temporary Disability Insurance (TDI) all in one place.
Rhode Island Payroll Tax Steps
Rhode Island’s compact size comes with complex payroll rules. Our calculator keeps it simple and compliant — so you can focus on your business, not bureaucracy.
Here are some key steps you’ll have to take to make smarter payroll decisions.
Step #1: Register with Division of Taxation and Department of Labor & Training
Register for income tax withholding with the Rhode Island Division of Taxation and for unemployment insurance with the Department of Labor & Training (DLT).
Employers also handle TDI contributions deducted from employee wages.
Step #2: Understand Rhode Island’s Payroll Taxes
State income tax: 3.75%–5.99%
TDI contribution: 1.2% of wages (employee-paid)
UI new employer rate: 1.19% on first $28,200 of wages
Step #3: Wage & Overtime Laws
Minimum wage: $15/hour (2025) Overtime applies after 40 hours per week at 1.5× the regular rate.
Step #4: Pay Frequency & Final Pay
Pay frequency can be weekly or biweekly.
Final wages must be paid on the next regular payday after termination.
Step #5: Use Our Rhode Island Payroll Calculator
Our calculator makes Rhode Island payroll easy — automatically applying TDI, UI, and income tax rates so you can see exact deductions and net pay instantly.
Step #6: File Reports and Stay Compliant
File quarterly wage reports via DLT Employer Tax Portal
Submit withholding returns via Division of Taxation online
Reconcile annually using Form RI-W3
Fingercheck and any related entities do not offer tax, accounting, or legal advice. This content is designed for informational purposes only and should not be considered a source of tax, legal, or accounting advice. It is recommended that you consult your tax, legal, and accounting advisors before undertaking any related activities or transactions.