“Ready to send direct payments.”

That was the tweet to Americans on Friday from President Trump.  However, the money isn’t on the way, at least not yet. The Senate has adjourned until Sept. 8 and the House of Representatives is in recess until Sept. 14, leaving negotiations for the second stimulus package on hold unless recess is cut short.  This makes it difficult to determine exactly when eligible Americans could get another direct payment.

Here’s what we currently know about when (and if) to expect a second payment from Uncle Sam.

Stimulus Check Status

Currently, the second round of stimulus checks is caught in a dispute over broader COVID-19 assistance. This includes the boosted unemployment benefits which expired at the end of last month. But if certain things happen, a check may come sooner than you think.

Here are some possible dates that another stimulus bill could pass and the IRS could out checks. Just for reference purposes, we included the timeline for the now-expired CARES Act.


Date passed by Senate Date passed by House Date signed First checks sent
Original CARES Act March 25 March 26 March 27 April 15
If Senate passes If House passes If President signs First checks could be sent
Final negotiated bill Sept. 8 Sept. 9 Sept. 10 Week of Sept. 21
Sept. 10 Sept. 11 Sept. 14 Week of Sept. 28
Sept. 14 Sept. 15 Sept. 16 Week of Sept. 28

It was back in April when you last received your stimulus check. Then, most people received $1,200, with payments diminishing at higher incomes. Single earners making more than $99,000 and married couples with adjusted gross incomes above $198,000 received no check at all.

In mid-May, another, similar round of stimulus money was included in a $3 trillion relief package that passed the Democratic-controlled U.S. House. In late July, the Republican-led Senate offered a proposal with ‘just” a $1 trillion price tag, though it also called for new $1,200 payments.

Stimulus Package Differences

The two packages are different in terms of money for children. The first stimulus payments gave families $500 per child, but only up to age 16. For the next round, the Senate wanted to provide $500 per dependent, no matter the age. The House, in the meantime, approved the full $1,200 for children, to a limit of three per household.

As of now, both parties haven’t been able to compromise on the much bigger$2 billion difference between their two proposals. And the talks on the stimulus package, which includes the next stimulus check is stuck in congressional gridlock.

Still Waiting on the First Stimulus Check?

With all this talk of a second stimulus check, there are many who still have yet to receive their first! If that’s the case, click here for one of our April posts that contains a link for you to check the status of your check. In the meantime, we’ll stay on top of any new developments regarding the debate over the 2nd stimulus package. And don’t forget to follow us on LinkedIn and like us on Facebook

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3 thoughts on “How Soon Can You Expect Your 2nd Stimulus Check?”

  1. Do you mean to tell the american people that the election is more important than them? How can canada and the UK do it? Not election time or do they just care?

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